Can Bankruptcy Stop Debt Collections?Michigan Bankruptcy Attorneys -- Stop CollectionsCreditor harassment can be a serious nuisance. You are receiving harassing phone calls in the morning, during the day, at dinner, and in the evening. You may have received threatening letters or phone calls at work. You have rights as a debtor. At Acclaim Legal Services, we want to help you stop harassment and collections, and obtain a fresh financial start. Contact our debt relief law office for a free initial consultation with an experienced Michigan bankruptcy lawyer. Fair Debt Collection Practices ActAlthough a creditor does have a right to contact you to collect past due debt, the Fair Debt Collection Practices Act sets forth limitations. For example:
How Filing Bankruptcy May HelpFiling for bankruptcy under Chapter 13 or Chapter 7 will automatically stop collections calls. Once you have filed bankruptcy, creditors are prohibited from contacting you or attempt to recover debt. In addition, any pending lawsuits must be automatically stayed. As experienced bankruptcy lawyers, we can help you understand whether bankruptcy is right for you. We are committed to helping you obtain peace of mind knowing that debt relief will not take over your life. Contact us at 866-261-8282 to learn how a skilled bankruptcy attorney can help you stop creditor harassment and stop collections. Acclaim Legal Services is a debt relief agency serving people in Wayne County, Oakland County, Macomb County, Livingston County, St. Clair County, Genesee County, and Washtenaw County, including Detroit, Livonia, Flint, Southfield, Pontiac, Mt. Clemens, Warren, Royal Oak, West Bloomfield, Troy, Ann Arbor, Dearborn, Sterling Heights, Ypsilanti, and Farmington Hills. Our bankruptcy attorneys help people file for bankruptcy relief under the Bankruptcy Code. |