Michigan Chapter 13 Bankruptcy Lawyer

Attorneys Representing Clients in Ann Arbor, Warren, Dearborn, Southfield, Flint and throughout Michigan

When you experience financial hardship, you may find yourself inundated by letters and phone calls from various companies, all offering you a plan to get your budget back on track. Trying to sort through all of these offers and make sense of their complicated terms can be overwhelming. Before you make a choice, seek the advice of lawyers with experience handling tough financial challenges.

At Acclaim Legal Services, helping struggling people is what we do. We focus exclusively on bankruptcy and building strategic plans to deal with debt and credit restoration issues. In most cases, filing for Chapter 13 bankruptcy is a much better choice than enrolling in a debt management program.

We provide personal service designed to meet your individual needs and goals. We have helped more than 9,000 people get relief from debt and take positive steps to improve their financial future. See what our past clients have to say, and then schedule a free consultation with our Flint Chapter 13 bankruptcy attorneys. You can call us at 866-438-5217 or contact us online.

The Advantages of Chapter 13

Credit card debt and medical bills are the most common reasons why people get on a debt management program. These programs are often problematic because:

• They are often funded by the creditors themselves.
• They are voluntary for creditors.
• A creditor can demand payment of the entire debt or even pursue a judgment and wage garnishment while you are enrolled in the plan.

Chapter 13 bankruptcy has many advantages over these programs, such as:

• A court-protected payment plan that prevents creditors from demanding full payment
• Court-ordered participation by the creditor
• Ability to stop wage garnishments and home foreclosure
• Interest rates reduced to 0 percent, even on credit card debt
• Restructures debt, and after three to five years, any remaining unsecured debt is eliminated

Contact Us for a Free Initial Consultation

If you are facing difficult financial circumstances, we can help you regain control. We offer caring service and effective legal representation to individuals and families who are looking to regain financial stability. For a free consultation, call 866-438-5217 or contact us online. For your convenience, we have offices in Southfield, Flint, Dearborn, Warren and Ann Arbor.